DAN RUSSELL's
Personal Internet Area

How to get out of credit card debt in Hartford, CT

Posted: August 11th, 2010 | Author: | Filed under: Uncategorized | No Comments »

The National Foundation for Credit Counseling has a member agency in East Hartford.

CCCS Credit Advisors
225 Pitkin St., Ste 300
East Hartford, CT 06108
Appointment #: (866) 346-2227
Member Agency Details and Information

General Advice from Clark Howard
http://clarkhoward.com/liveweb/shownotes/category/7/40/224/382/

1) If you have several cards, your first goal is to pay off the card with the highest interest rate. This process is called laddering.

2) Pay more money toward that credit card and slightly less toward the other cards, and eventually you can rip it up. Then you move onto the next card, and so on, and so on…

3) One proven way to pay more toward the most expensive card – and to get rid of it faster – is to make a separate payment every 14 days to the credit card company. Mark your calendar every 14 days and write that check or send your online payment that day. Making a payment every 14 days equals one extra month’s payment you’ve made at the end of the year. Work these payments around your statement cycle to avoid paying late fees.



Leave a Reply